Support

Moniefest makes your money clear — what you spend, what comes in, and what you invest — entirely on your device. No account, no cloud, no network access.

Frequently asked questions

Where does my data live?

Only on your device, in Apple's on-device storage. Nothing is uploaded anywhere. If you delete the app your data goes with it, so keep an export if you want a copy.

Does it work without internet?

Completely. Moniefest has no networking code at all, so every feature — including reading screenshots and recordings — works in airplane mode. Try it: switch airplane mode on and nothing changes.

How can I be sure nothing is sent anywhere?

Three ways. The App Store privacy label reads "Data Not Collected", which is checked during review. iOS keeps its own receipts — turn on Settings → Privacy & Security → App Privacy Report, use Moniefest, and its network section stays blank. And it all works in airplane mode, which couldn't happen if your data needed a server.

How does reading a screenshot work?

Screenshot the transaction list in your bank app, then in Moniefest tap Import → Scan Screenshot and pick it (or copy the screenshot and tap Paste). The text is read on your phone with Apple's Vision framework — the image is never uploaded. Every row lands in a review screen where you can fix categories or leave some out before saving.

How does reading a recording work?

For a long history, record your screen (Control Center → screen recording) while scrolling slowly, then pick the video in the same import screen. Scroll steadily — fast flicks blur the text — and Moniefest skips the frames that overlap.

Does it track money coming in, not just spending?

Yes. Every transaction sits in one of three pillars: Spend (money out), Stack (money in — salary, benefits, dividends), and Scale (money you moved into investments). A month shows all three, so you can see what you kept rather than only what you spent.

What counts as Scale?

Transfers to brokers and fund platforms — Avanza, Savr, Nordnet, Lysa, an ISK or fund account, pension saving, and the international equivalents. It works in both directions: paying in and taking money back out both stay in Scale rather than being counted as spending or as income.

What happens to a refund?

Money a shop hands back reduces what you spent in that category — it's never counted as income. Moniefest spots a refund from the wording, from recognising the shop, or from a matching charge you already have, including one in the same statement.

It couldn't tell whether a credit was a salary or a refund — what then?

It asks you instead of guessing. A credit from a payer with nothing recognisable in its name comes in as Stack with a "check this" badge on the import screen, and stays flagged in your list until you confirm it. Open it, pick the right pillar, and save.

Can I move a transaction to a different pillar?

Any time. On the import screen, tap a row's label to change its pillar or category. For something already saved, open it and use the Pillar picker — the amount's sign follows automatically, so you never have to think about minus signs.

What about the expenses I had before this update?

They're sorted into pillars the first time you open the new version, using the same rules imports use — so an old salary lands in Stack rather than looking like a refund. It's worth a quick scroll through to check, and anything misplaced takes two taps to fix.

What's the orange dot on some expenses?

It flags an import that needs a look: either a date that had to be guessed (usually because the screenshot cut off between a date heading and its rows), or a credit whose pillar wasn't certain. Open it, confirm or fix it, and save; the dot goes away.

How do I remove an expense?

Swipe left on it, long-press it for a menu, or open it and tap Delete.

Which CSV files can it read?

Most bank and card exports: comma, semicolon, or tab separated; quoted fields; a single signed-amount column or split debit/credit columns; US (1,234.56) and EU (1 234,56) numbers; and several date formats, sorted out automatically. If yours doesn't come through cleanly, email a sample (blank out the amounts if you like) and it can usually be supported.

Will importing the same file twice double things up?

No. Every row is fingerprinted, so bringing in a file you've already imported quietly skips the rows that are already there.

Can I change the category it picked?

Yes. The import review screen lets you go through every row before it's saved — leave some out, or tap a row's label to change its category or its pillar.

Does it handle more than one currency?

Amounts show in your device's currency. Converting between currencies isn't part of this version.

Does it sync between my iPhone and iPad?

Not right now — with no cloud account to sync through, each device keeps its own copy.

Can I get my data out?

Yes — open Import & Export and choose Export. Send your transactions as a CSV or Excel spreadsheet, or a PDF statement grouped by month, for any period. Each row carries its pillar, so a CSV brought back in keeps everything exactly where you put it, without doubling up. Files are made on your device and go only where you send them.

Privacy

Moniefest collects nothing — the full privacy policy has the details.